Descriptive English Writing for RBI Grade B, NABARD Grade A and Bank PO Exam 2024-25 - Master Descriptive English for RBI, NABARD, and other bank exams with our comprehensive guide! Learn how to excel in essay writing, precis, and reading comprehension with expert strategies and practice tips.
Most of the Times in Banking Exam, the topics are easy and Familiar in Nature, Either its RBI grade B or any any other PO Exam, at least one Topic will be definitely from the Topics you have prepared or have idea about but the major problem comes with the typing your content in limited time, structure and coherence, Spelling and Grammatical Mistakes and these can be corrected only with the sufficient practice.
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Learn how to excel in essay writing, precis, and reading comprehension with expert strategies and practice tips. From understanding exam patterns to crafting structured answers, we cover it all. Stay ahead with trending essay topics, sample questions, and effective time management techniques.
Whether preparing for RBI Grade B, NABARD, or IBPS PO exams, this guide will help you ace the descriptive section with confidence. Enhance your vocabulary, refine your grammar, and learn how to use data and examples to make your answers stand out. Perfect for aspirants aiming to boost their scores in competitive exams.
Explore our detailed resources and get ready to tackle descriptive writing like a pro!
Descriptive English Pattern in RBI Grade B Exam 2024
- Essay Writing - 40 Marks (Write on 1 out of 4 Topics Given)
- Precis Writing - 30 Marks (Write precis of a lengthy passage in around 150 words)
- Comprehension - 30 Marks (Answer 5 Questions asked based on a passage)
Descriptive English Pattern in SEBI Grade A Exam 2024
- Essay Writing - 40 Marks (Write on 1 out of 4 Topics Given)
- Precis Writing - 30 Marks (Write precis of a lengthy passage in around 150 words)
- Comprehension - 30 Marks (Answer 5 Questions asked based on a passage)
Descriptive English Pattern in NABARD Grade A Exam 2024
- Essay Writing - 40 Marks (Write on 1 out of 5 Topics Given)
- Precis Writing - 30 Marks (Write precis of a lengthy passage in around 150 words)
- Letter Writing - 30 Marks (Write on 1 out of 3 Topics Given)
Descriptive English Pattern in SBI PO Exam 2023 (Pattern changed for 2024)
- Essay Writing - 30 Marks (Write on 1 out of 3 Topics Given)
- Letter Writing - 20 Marks (Write on 1 out of 2 Topics Given)
Descriptive English Pattern in IBPS PO Exam 2024
- Essay Writing - 15 Marks (Write on 1 out of 3 Topics Given)
- Letter Writing - 10 Marks (Write on 1 out of 2 Topics Given).
How to Prepare for Essay Writing for RBI, NABARD and Bank Exams
1. Understand the Basics
- Familiarize yourself with essay types: argumentative, descriptive, analytical, and narrative.
- Focus on word limits (usually 300–350 words for competitive exams).
- Practice writing essays within a fixed time frame.
2. Enhance Your Knowledge
- Stay updated on current affairs, economic policies, and trending issues.
- Read newspapers, magazines, and trusted online platforms to gather facts and opinions.
- To improve your writing skills, you should make a habit of reading English Newspaper on a regular basis. Generally, in competitive exams, essay topics are asked from current issues. So, reading newspaper will not only improve your writing skills but it will also help you in increasing your general knowledge.
- Note down key points on topics like climate change, technology, social issues, and Finance.
3. Build Vocabulary and Grammar
- Work on improving your vocabulary by reading newspaper.
- Always refer to the dictionary if you do not know the meaning of a word or when you are in doubt about any unfamiliar usage of a word.
- Use simple, clear language to ensure your message is understood.
- Regularly practice grammar and sentence construction for fluency, also check your writing through Grammarly and QuillBot.
4. Practice Structured Writing
Essays should follow a clear structure:
- Introduction: Provide a brief overview of the topic, define key terms, or state your thesis.
- Quotes, Data/Facts from Report by quoting name of Report
- Definition (For some topics there are standard definition by different organization, quote the name of that organization and then define.)
- Current Context (Current Affairs)
- Body: Divide the body into 2–3 paragraphs, each focusing on a specific point with examples or data.
- Objective/Importance/Significance
- Real Life Example if any
- Advantages/Disadvantages
- Challenges/Limitations
- Initiatives (Schemes)
- Conclusion: Summarize your argument and provide a balanced opinion or actionable suggestions.
- Give some positive outlook by appreciating govt/organization.
- Connect with some keywords - SDGs, Amrit Kaal, New India, Ease of Doing Business.
5. Use Examples and Data
- Support your arguments with facts, statistics, or real-life examples.
- For example, while writing about financial inclusion, mention specific schemes like PMJDY or digital payment growth.
6. Practice Regularly
- Write on diverse topics weekly to build confidence and adaptability.
- Analyze sample essays and compare your approach.
- Participate in peer reviews or join online writing communities for feedback.
7. Focus on Presentation
- Avoid long, unbroken paragraphs.
- Use transitions like “furthermore,” “however,” or “in conclusion” for smooth flow.
Transitory Words for Essay, Letter and Precis Writing - RBI and NABARD
Using appropriate transitory words enhances the flow and coherence of your writing, whether it’s for essays, letters, or precis writing. These words act as bridges between sentences and paragraphs, ensuring clarity and logical progression. Here’s a categorized list of transitory words tailored for RBI and NABARD exams.
Tips for Using Transitory Words
- Avoid Overuse: Use them sparingly to maintain natural flow.
- Maintain Relevance: Ensure the transition fits the context of your argument or point.
- Practice Usage: Regularly incorporate these words into your essays, letters, and precis writing to build familiarity.
4 Point Strategy for Different Burning Topics for Essay and Answer Writing
Inclusive Development
- 4 I's:
- Integration: Incorporating marginalized groups into the development process
- Investment: Allocating resources to bridge the gap between marginalized and privileged groups
- Innovation: Implementing innovative solutions to address specific needs of marginalized groups
- Inclusivity: Ensuring equal access to opportunities and resources for all
Green Growth
- 4 G's:
- Governance: Establishing policies and regulations that support green growth
- Generation: Investing in renewable energy sources and sustainable infrastructure
- Growth: Encouraging sustainable economic growth that prioritizes environmental protection
- Globalization: Promoting international cooperation and knowledge sharing for green growth
Sustainable Development
- 4 S's:
- Social Justice: Ensuring equitable distribution of resources and opportunities
- Sustainable Practices: Adopting environmentally conscious practices in all sectors
- Science-Based Decision Making: Using data and research to inform sustainable development policies
- Stakeholder Engagement: Involving all stakeholders in the sustainable development process.
RBI Digital Currency:
4 C's
- Convenience: Enhancing ease of transactions and reducing the reliance on physical cash.
- Control: Improving monetary policy implementation and reducing the risks associated with private cryptocurrencies.
- Cost-efficiency: Lowering transaction costs and improving the efficiency of payment systems.
- Cybersecurity: Ensuring robust security measures to protect against digital fraud and cyber threats.
Check List for Essay Writing for RBI Grade B & NABARD 2025
1. Check List to be followed for Essay Writing
- Articulation & Drafting Skills.
- Excellent presentation
- Include Key Facts
- Important Schemes
- Valid & Relevant Examples
- Grammar & Spelling mistakes
2. Presentation Tips in Essay Writing:
- Write essay in Paragraphs and Answers in Points by giving sub-headings. How many Paragraphs? At least 4 and max 5 (If word limit is 500 or 600).
- As a rule of thumb, your essay can include: An introduction (3–4 lines), the impact/importance/advantages(4-5 points in a paragraph), the challenges part (4–5 points in a paragraph), the solutions which are generally govt scheme in most cases (5–6 points in paragraph), and finally the conclusion (in 3 lines). So, 4-5 different paragraphs can make the essay look neat and clean.
3. Key elements of an Introduction writing in Essay:
Begin the Essay with definition and some background information, context to grab the attention. Connect it with the topic by giving some key facts and features.
4. Key elements of an Body writing in Essay:
- In body try to answer Impact/Importance, Challenges/Obstacles - Why has the problem prevailed in our country? How to tackle/resolve/improve/fight the issue?, Solution/Initiatives - What are steps/measures/precautions been or not been or to be taken on the issue?
5. Key elements of an Conclusion writing in Essay:
- Conclusion should be Forward looking and include connection of your topic with Goals of the government like Vikshit Bharat, SDG, Inclusive Development, High growth in Amrit Kaal etc.
6. Coherence: Use connecting words wherever required (Don't overdo only when required)
7. Value Addition: Include Data/facts from recent reports. Include Govt schemes as solution wherever needed. Include real world example (1-2) wherever required to support your statement.
Tips to prepare for Essay writing: Essay Writing Tips
1. Read instruction carefully – Read the questions and instructions carefully, before start writing essay in the exam.
2. Pick a topic – Select the topic in which you are most confident and about which you have proper knowledge.
3. Prepare an outline or diagram of your ideas – Note down all your ideas on a rough sheet, before writing an essay.
2. Pick a topic – Select the topic in which you are most confident and about which you have proper knowledge.
3. Prepare an outline or diagram of your ideas – Note down all your ideas on a rough sheet, before writing an essay.
Model Essay: One Nation One Election- Need, Benefit, Challenge. (380-400 Words)
One Nation, One Election (ONOE), also known as simultaneous elections, is a proposal to hold simultaneous elections to the Lok Sabha and all state assemblies across India. The idea of ONE is not new, but it has gained renewed momentum in recent years. There are several reasons why ONOE is needed, and the most significant one is that it would reduce the frequency of elections in India. Currently, there are elections held somewhere in the country every year or two. A 2023 study by the World Bank found that ONOE could increase India's GDP growth by up to 1.5%.
The need for the One Nation One Election could be gauged from the fact that currently elections in 3–4 states are held annually, which can be disruptive to governance and economic activity. According to a 2020 study by the Association for Democratic Reforms, India has held over 165 elections at various levels in the past 20 years, at an average cost of over ₹50,000 crore per year. When elections are held frequently, governments are less likely to take long-term decisions. This is because they are constantly worried about the next election. ONOE would give governments more time to focus on long-term planning and execution.
Moreover, there are several potential benefits of the One Nation, One Election (ONOE), which would lead to better economic growth due to long-term planning and execution. Frequent elections can create uncertainty and instability in the economy. ONOE would create a more stable environment for businesses to operate in. It would lead to a more mature democracy because, when voters have more time to consider their choices, they are more likely to make informed decisions. It could also help reduce the role of caste and religion in elections.
However, there are also some challenges that would need to be addressed if ONOE is to be implemented successfully. First, it would require a constitutional amendment. Second, it would require the cooperation of all political parties. Third, it would require changes to the electoral system. It would also require a massive awareness campaign to educate voters about the new system.
In conclusion, One Nation, One Election is a complex proposal with both potential benefits and challenges. However, the benefits of ONOE outweigh the challenges. The government should take steps to implement ONOE in a phased manner after addressing all of the challenges. India needs a mature democracy and long-term planning to become a developed nation by the 100th year of its independence.
Bank Exams 2024-25: List of Important Essay Topics to be Prepared.
Essay writing is an essential part of descriptive sections in bank exams like RBI Grade B, NABARD Grade A/B, SBI PO, and IBPS PO. To score well, candidates must be ready with essays on trending topics, especially those related to banking, economics, technology, and social issues. Below is a curated list of important essay topics for upcoming bank exams in 2024-25.
Use ChatGPT or Google Bard to make content on these topics.
Prompt for ChatGPT to write essay: Act as an expert in Descriptive English Writing specially Essay and letter writing for Competitive Exams in India. Write an essay on [Topic Name] in 300 words by following right structure of Introduction, Body, Conclusion. Also include Data/Facts, programs and Policies wherever needed in the body of Essay.
Prompt for ChatGPT to write essay: Imagine yourself as an expert in UPSC Essay Writing and then Write an essay on cow highlighting the historical, cultural and social importance of cow. In this essay, explain the difference between cow of Indian breed and cow of foreign breed and indicate their contribution in the country's economy. Also critically describe the recent controversies in the country regarding cow. Begin the introduction with the context of the Rigvedic period and keep the conclusion similar and effective to the introduction. Make proper use of various facts, examples and constitutional provisions in this essay. Style of essay writing should be Intermediate level student.
NABARD Grade A 2024: List of Important Essay Topics based on Agriculture and Rural Development
The Descriptive English section of the NABARD Grade A exam often includes essay topics related to Agriculture, Rural Development, and Economic Policies. To perform well, candidates need to be prepared to write on trending and significant issues affecting these sectors. Below is a list of important essay topics to focus on for NABARD Grade A 2024.
SEBI Grade A 2024: List of Important Essay Topics based on Capital Market, Banking, Corporate and Finance Current Affairs.
The Descriptive English section of the SEBI Grade A 2024 exam focuses on topics related to capital markets, banking, corporate affairs, and finance. Aspirants are expected to write well-structured essays that demonstrate their knowledge of current trends, policies, and key developments in these sectors. Below is a comprehensive list of important essay topics to prepare for SEBI Grade A 2024.
How to Write a Letter in IBPS PO Mains?
In the IBPS PO 2024 Mains exam, you may be asked to write formal or informal letters. Formal letters require a professional tone and follow a specific structure, while informal letters are written in a conversational style. It is important to identify the type of letter to determine the appropriate tone and format. Both the types are discussed here-
Format of Formal Letter
Your Address
[Street Address],
[City, State – ZIP Code]
Date: [DD/MM/YYYY]
Recipient’s Details
[Designation/Title],
[Organization/Institution Name],
[Full Address].
Subject: [State the objective clearly].
Salutation: Dear Sir/Madam,
Opening Statement: Begin by briefly stating your reason for writing.
Details: Provide necessary context, discuss the issue in detail, and support with relevant facts or information. Clearly state any specific requests or actions required.
Closing Statement: End with a polite expression of hope or gratitude, emphasizing the importance of the topic.
Yours sincerely,
[Your Name]
Format of Informal Letter
Date:
Place:
Dear,
I hope this letter finds you in good health and spirits. How have you been?
Envelope Address:
To,
[Recipient’s Name],
[Recipient’s Address Line 1],
[Recipient’s Address Line 2],
[City, Postal Code],
Essay and Letters for IBPS PO Mains 2024:
1. Mental Health at the workplace or Growing Mental health issue among youth as a Topic in general
2. AI in Banking Sector - Pros and Cons (Very Important)
3. Climate Change and It's impact. Also CoP 29 is going and there is major discussion on Climate Finance.
4. Rural Women Empowerment - As govt of India is doing Lakhpati Didi and recent elections proved the success of various states giving cash benefits to women as Ladli Bahin etc.
5. Digital Fraud, it's impact and Solutions to curb - Digital Arrest has been mentioned by PM Modi 2-3 times recently and this issue is gaining prominence. Or Emerging Cyber security threats in financial sector and solutions.
6. Role of Social Media in Financial Decision making or Role of Influencers in marketing - Pros and cons.
7. Financial Inclusion, Financial Literacy, Digital Financial literacy.
8. One Nation, One Election - Discuss the arguments around holding simultaneous elections in India? Also analyse the challenges in its implementation.
9. Inequality - Gender related or Inequality - Economic related.
10.
Letters Topics for IBPS PO and SBI PO Mains 2024:
Mostly they as ask Letter to Editor, Bank Manager, Municipal Corporation, Secretary of housing society, Police Commissioner.
- Write a Letter to Editor to publish an article to create awareness regarding Global Warming.
- Write letter to customer and Politely inform him about the refusal of his loan application and explain why he’s only eligible for a lesser amount.
- Write a Letter to Superintendent of Police to Highlight increasing thefts near ATM locations and suggest solutions.
- Write a Letter to Bank Manager regarding ATM Machine Change in your locality.
- Write a Letter to your sister regarding Govt. Job Preparation and Leave your Private Job
- Write a Letter to Editor publish an article to Raise concerns about the tampering of currency notes by people punching pins into them.
- Write a letter to Residential Welfare society to create awareness about increasing disasters and creating awareness about preparedness.
List of Essay & Letter Writing Topics for Banking and Insurance Exams
- Artificial Intelligence - Importance and Challenges or, AI: Good or Bad or, AI: Pros and cons.
- One Nation One Election
- G20 and It's economic Importance
- Financial Inclusion and Financial Awareness for All (Discuss the role of banks in promoting financial literacy.)
- Uniform Civil Code
- Women Empowerment - Importance, Challenge.
- Gender Inequality: Causes and Solution.
-Digital Lending: Pros and Cons
- Will Digital Banking Replace Traditional Banking? Discuss Pros and Cons of Digital Banking.
- Impact of Climate Change on Biodiversity.
- Impact of Climate Change on Agriculture
- Impact of Climate Change on Financial Sector.
- Electric Vehicles - Importance and Ways to Promote adoption.
- Space Economy and it's importance
- Silver Economy - Importance and Challenges.
- Rural Entrepreneurship: Way to Prompt
-Agrienterpenurship - Importance and Challenges.
- Growing Mental Health Issues in Youth.
- Role of Technology in improving Education.
- War is never a solution, it's an Aggravation or Peace can be established by understanding and not by force.
-The contribution of unskilled labour in the Indian economy. Or Contribution of Illiterate in Economy. Or Contribution of Unorganized Sector in Indian Economy.
- Rising Population: Demographic Dividend or Disaster.
- Air Pollution and its Socioeconomic Cost.
- Role of Co-operative in rural development.
- Social Media Influencer: Pros and Cons of their Rise.
- Sustainable Urbanization is key to Sustainable Development.
- SHG and their Role in Financial Inclusion.
- Water Conservation Requires Participation of All.
- Green Hydrogen: The future Of Fuel
- Globalization and it's impact on Society.
- Unemployment is biggest Huddle for Inclusive Development. Do you agree?
- Women are the largest Untapped Reservoir of talent in the world.
- An investment in knowledge pays the best interest.
- In diversity there is beauty and there is strength.
-Humanity without science is fragile and science without humanity is lethal.
- Dream of becoming Third Largest Economy.
- Will India Turn old before it's becoming developed?
Letter writing Topics.
- Write a letter to your zonal officer to sanction loan to your branch customer.
-Write a letter to letter to your friend, explaining the benefits of SIP in Mutual Fund.
- Write a letter to your colleague, explaining him the benefits of Pension planning and NPS.
- Write a letter to the branch manager to claim amount as a nominee to you father account.
- Write a letter to E-commerce site portal to deliver products in your localities.
- Write a letter to your insurance officer to claim your amount since your lockin period over.
- Write a letter to your district collector to establish many coaching or training institute for rural people to prepare for competitive exams.
- Write a letter to your branch manager for requesting to open Current account since u are doing business.
- Write a letter to the editor to make awareness on government yojana plans.
Write a letter to the Superintendent of Police in regard to rise in theft in your locality.
-Write a letter to the Bank Manager to report the loss of your ATM card.
Tips for Essay Writing in Bank Exams
- Structure Your Essay: Use the Introduction–Body–Conclusion (IBC) format for clarity.
- Support with Data: Use recent examples, government schemes, and statistics to back your arguments.
- Stay Updated: Regularly read newspapers like The Hindu or Economic Times to gather insights.
- Practice Timed Writing: Simulate exam conditions to improve speed and coherence.
Join Telegram Channel for Daily Practice Question - Descriptive Bank Exam or Search @descriptive_bankexam in Telegram Search Box. There are many Fake channel with same name, beware of such channel.
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Remember, descriptive writing is not just about what you write but also how you present it. With consistent effort and strategic preparation, you can make this section your biggest strength and take a confident step closer to your RBI Grade B dream!
