RBI Grade B 2026 Simplified: An Ultimate Guide for RBI Grade B 2026

RBI Grade B 2026: A Guide to RBI Grade B 2026 Exam Dates, Syllabus, Salary & Preparation. 

The RBI Grade B exam is one of the toughest and most respected banking exams in India. Every year, the Reserve Bank of India recruits skilled professionals as Managers (Grade B Officers). If you want to secure that badge in 2026, the right time to begin is today. Once the RBI Grade B Notification 2026 is released, the competition spikes, the pressure rises, and the syllabus feels heavier. Starting early gives you the advantage that most candidates never use.

Topics Covered in this RBI Grade B 2026 Guide: Details about RBI Grade B Exam 2026, RBI Grade B 2026 Notification, RBI Grade B 2026 Exam Dates, Vacancy, Selection Procedure – Phase 1, Phase 2, & Interview, RBI Grade B Exam Pattern, Syllabus, Cut Off, Exam Analysis, PYQs, RBI Grade B 2026 Preparation Strategy, Preparation Tips, RBI Grade B Salary.

This comprehensive RBI Grade B 2026 guide covers everything an aspirant needs to know before starting preparation. From the RBI Grade B 2026 notification, exam dates, vacancies, and selection procedure (Phase 1, Phase 2, and Interview) to the detailed exam pattern, updated syllabus, cut-off trends, and previous year question papers (PYQs) — every important aspect is explained in a clear and structured manner. This is your one-stop resource for everything related to the RBI Grade B Officer Exam 2026.

RBI Grade B 2026 Vacancy and Exam Dates

2020: No Notification

2021: 28th January, 2021 (Came early because no Notification in 2020)

• Final Result - September 11, 2021

2022: 28th March, 2022 (Notification Date) 

• Final Result: October 21, 2022

2023: 9th May, 2023  (Notification Date)

• Phase 1: July 9, 2023 (Result: July 18, 2023); Mains: July 30, 2023 (Result: August 28, 2023) 
• Final Result: December 13, 2023

2024: 25th July, 2024 (Notification Date)

• Phase 1: 8 September 2024 (Result: 20 September 2024); Mains: October 19, 2024 (Result: 14 November 2024)
• The RBI Grade B 2024 interviews were held from 2 December 2024 to 10 January 2025. 
• The final result was announced on 11 February 2025 on the official website of RBI.

2025: 10th September, 2025 (Notification Date)

• Phase 1: October 18, 2025 (Result: 11th November 2025); Mains: December 6, 2025 (Result: In a Month); 
• Final Result: By 10th March (Expected) 
• After that it would take 2 Months to complete Joining Formalities and Training etc.
  

RBI Grade B 2026 Recruitment Notification Could be expected in June-July 2026.

RBI Grade B 2026 Vacancy: As you know RBI wanted to hire retired personals but after push from Unions as well as on LinkedIn etc., they have pushed the idea, so there are vacancies available at the Grade B level and we can expect more no of fresh recruitment vacancies could be expected in 2026 (This is just a speculation based on the events). Also as you know RBI Grade A recruitment has been put on hold so that also make a case for more vacancies in RBI Grade B 2026.

RBI Grade B 2026 Educational Qualification

RBI Grade B 2026 Eligibility: Age Criteria 

Note: As the Notification for RBI Grade B 2025 came on 10th September, means in September Month, so the cut off Date to calculate Age, Educational Qualification was on 1st September 2025. Similarly If the notification comes in June then the cut off date would be 1st June, so 1st Day of the notification Month is considered for Eligibility.

RBI Grade B 2026 Salary and Perks

The latest basic pay of an RBI Grade B officer is ₹78,450 per month. This recent wage revision makes the overall package even more attractive.

The earlier basic pay was ₹55,200, and this substantial increase pushes the annual Cost to Company (CTC) to approximately ₹32-34 lakhs.

RBI Grade B Salary in 2024 (Before Wage Revision)

RBI Grade B Allowances (Selectively Available as you may not be eligible for All or Some Allowances)

RBI Grade B Salary- Deductions

An employee gets net pay after a deduction of a fixed amount from their gross salary. From the gross RBI Grade B Salary Rs. 1,50,374, the deduction of Rs. 31,554 amount is done for which the complete details have been mentioned in the below table. 

RBI Grade B 2026: Selection Process

RBI Grade B 2026: Previous Year Cut off Analysis

RBI Grade B 2026: Phase II Exam Syllabus

RBI Grade B 2026 Syllabus: Economics and Social Issue

Units and Sections	Topics under Units and Sections
Growth and Development	Measurement of growth - GDP, GNP, NDP, NNP National Income and per capita income Poverty Alleviation and Employment Generation in India Sustainable Development and Environmental issues
Indian Economy	Economic History of India Changes in Industrial and Labour Policy, Monetary and Fiscal Policy Economic reforms Since 1991 Indian Money and Financial Markets: Linkages with the economy Role of Indian banks and Reserve Bank in the development process Public Finance Political Economy Industrial Developments in India Indian Agriculture Services sector in India
Budget and Economic Survey	Recommendation of Latest Budget and Economic Survey of India
Globalization	Opening up of the Indian Economy Balance of Payments Export-Import Policy International Economic Institutions – IMF and World Bank – WTO Regional Economic Co-operation International Economic Issues
Social Structure in India	Multiculturalism Demographic Trends Urbanization and Migration Gender Issues Social Justice: Positive Discrimination in favor of the under privileged Social Movements Indian Political System Human Development Social Sectors in India Health and Education

RBI Grade B 2026 Syllabus: Finance

Units and Sections	Topics under Units and Sections
RBI and Its Functions	Reserve Bank of India- Functions and conduct of monetary policy
Regulators of Financial Sector and All India Financial Institution	Regulators of Banks and Financial Institutions: RBI, SEBI, IRDAI, PFRDA, IBBI, NFRA, IFSCA, NCLT, SAT All India Financial Institution: NHBs, EXIM Bank, NABARD, NaBDFI, SIDBI
Banking System in India	Structure and concerns
Financial Markets	Primary and Secondary Markets (Forex, Money, Bond, Equity, etc.), functions, instruments, recent developments.
General Topics	Impact of the Global Financial Crisis of 2007-08 and the Indian response Risk Management in Banking Sector Basics of Derivatives Financial Inclusion Alternate source of finance: private and social cost-benefit, Public-Private Partnership Corporate Governance in Banking Sector Role of e-governance in addressing issues of corruption and inefficiency in the government sector FinTech WPI, CPI - components and trends
Current Affairs Based Topics	RBI Annual Report, Report on Trend and Progress of Banking in India, etc. Material sourced from RBI website - Speech, Notification, Circulars and MPC Details etc Global financial markets and International Banking – broad trends and latest developments Changing landscape of banking sector The Union Budget – Concepts, approach and broad trends

RBI Grade B 2026 Syllabus: Management, Ethics and Corporate Governance

Units and Sections	Topics under Units and Sections
Introduction to management	Evolution of management thought: Scientific, Administrative, Human Relations and Systems approach to management Management functions and Managerial roles Nudge theory
Meaning & concept of organizational behaviour	Personality: meaning, factors affecting personality, Big five model of personality Concept of reinforcement Perception: concept, perceptual errors
Motivation	Concept, Importance Content theories (Maslow’s need theory, Alderfers’ ERG theory, McCllelands’ theory of needs, Herzberg’s two factor theory) & Process theories (Adams equity theory, Vrooms expectancy theory).
Leadership	Concept and Importance Theories - Trait, Behavioral, Contingency, Charismatic, Transactional and Transformational Leadership
Organization and Organization Development	Emotional Intelligence: Concept, Importance, Dimensions Analysis of Interpersonal Relationship: Transactional Analysis, Johari Window Conflict: Concept, Sources, Types, Management of Conflict Organizational Change: Concept, Kurt Lewin Theory of Change Organizational Development (OD): Organizational Change, Strategies for Change, Theories of Planned Change (Lewin’s change model, Action research model, Positive model)
Communication	Steps in the Communication Process Communication Channels Oral versus Written Communication Verbal versus non-verbal Communication Upward, downward and lateral communication Barriers to Communication, Role of Information Technology
Ethics	Meaning of ethics, why ethical problems occur in business Theories of ethics Utilitarianism: weighing social cost and benefits, Rights and duties, Justice and fairness, ethics of care, integrating utility, rights, justice and caring An alternative to moral principles: virtue ethics, teleological theories, egoism theory, relativism theory Moral issues in business: Ethics in Compliance, Finance, Human Resources, Marketing, etc. Ethical Principles in Business: introduction, Organization Structure and Ethics, Role of Board of Directors, Best Practices in Ethics Programme, Code of Ethics, Code of Conduct, etc.
Corporate Governance	Factors affecting Corporate Governance; Mechanisms of Corporate Governance

RBI Grade B 2025: Prelim Exam Syllabus

Reasoning Ability	Quantitative Aptitude	English Language
Seating Arrangement - Linear, Circular, Rectangular, Parallel, Uncertain, some facing Inside Out and Some facing North-South Puzzle: Floor and Flat, Box, Scheduling (Days, Months, Year based), Category Based, Ranking Based, Blood Relation based, comparison based, Designation based Critical Reasoning: Argument – strengthening and wakening, Course of Action, Cause-Effect, Inference and Implicit based Questions. Other Topics: Syllogism and Reverse Syllogism, Input-Output, New Pattern Coding Decoding, Coded Inequality, Blood Relation, Direction Sense	Data Interpretation: Line, Bar, Pie, Table, Mixed, Missing Graphs and Caselets (Paragraph based DI) Data Sufficiency Calculation Based: Approximation, Number Series (Next, Wrong, Missing and Double series), Quadratic Equation, Quantitative Inequality Arithmetic: Average, Ratio-Proportion, Profit and Loss, Percentage, Partnership, Mixture and Allegation, Time and Work, Time and Distance, Permutation and Combination and Probability etc;	Reading Comprehension Cloze Test Para Jumble (Old and New Pattern) Sentence Completion (Table Based) Sentence Improvement Sentence Connector Vocabulary and Idioms Based Question Some new pattern Questions Introduced by IBPS in recent exams.

RBI Grade B 2026: Books for Phase II Exam

Note: Along with any course either mine or someone else, you should buy either these three books or 1st and 2nd one. Books are your best friend, it helps you when no one else is helpful.

RBI grade B 2026: Preparation Strategy

I. Change in Mindset – It is no more a 3-month preparation examination. It is a job at the Central Bank, it is a serious business. Start early. Build strong basics. Learn concepts with clarity. Practice enough questions to reach exam-ready accuracy and speed.

II. Study in detail – Since the examination is mix of both Objective and Descriptive, you need to start studying in detail. you need to know details like facts, numbers and also reasons and history of any particular news items. 

When you study any topic or news item, make short pointers under:

• Importance
• Reason
• Advantages
• Consequences
• Challenges
• Government steps
• Way forward

This structure helps you build opinions and makes revision smoother.

III. Develop reading habit – For this, follow quality websites like the Business Standard, Live Mint, centralbanking.com, and also read some standard books related to Indian banking/finance industry. It helps in developing interest around the job you are aspiring. Good reading leads to good writing, which is essential for Phase 2 descriptive papers. From Day -1 whatever you read, try Typing summary of it, like whatever you understood by reading, this practice alone make you ready for answer writing. 

IV. Typing Answer or Articles – Start writing or rather typing. You need to match your thinking speed with your tying speed (Yeah, it important). Typing speed matters. Many candidates think fast but type slow, and it hurts their performance in Phase 2.

• Start typing essays, summaries, and short articles. Match your thinking speed with your typing speed. 
• Do not wait for the last three months. 
• Do not wait for perfect topics. 
• Write on anything you read online or in the newspaper. It strengthens your ability to handle unexpected questions in the exam.
• Don’t really wait for the assessment of your written answers from experts or coaching centers, use your friends, put it in telegram groups for open assessment. Accept the criticism and build on it. Use AI tools like ChatGPT. (Link to get Prompt to analyze using ChatGPT: https://t.me/descriptive_bankexam/1460)

V. Profile building for Interview Stage (Very Important) – If you are sitting at home and doing nothing except preparation. It would be better to do any online course. 

• Take relevant online courses in economics, finance, Risk Management, Climate Finance, MSME Lending, Data Analytics, AI in Banking, Fintech etc. 
• You need to do it before March as after that you won't get much time for this Activities. 
• Courses could be done from IIBF, NISM or you can go for edX/Coursera. 

VI. RBI Grade B Courses - You should join online courses based on your Requirement like some students need Notes + Videos, Some only need notes as they don't want to watch endless hours of video due to time constraint.  Also buy course when you have clarity about RBI Grade B Exam process and you have understood what is required from you and now you are ready to put 100% effort.

If interested you can checkout Our RBI Grade B Phase II 2026 Mentorship Program @ Rs.2999/-

Link: https://courses.edugrade.in/

RBI Grade B 2026: Phase I Study Material

Subjects	Books
English Language	You don't need books as such for English rather learn concepts from You tube videos of some top educators for bank po exam and then practice questions online however if you are complete beginner then get Ace English Language Book by Adda247.  Do more reading in English, if you are weak in this section Sectional Mock test and Practice Quiz are the best way to prepare for this section after learning the concepts of different types of questions.  Popular English Educator - Nimisha Bansal
Reasoning Ability	You will have to first learn the concepts of Various topics under Reasoning Ability like Puzzle and Seating Arrangement, Logical Reasoning, Critical Reasoning etc. So either you can do it through Youtube video or Enroll in some Course by Top Educators of Banking Exams.  Popular Teachers for Reasoning: Ankush Lamba, Saurabh Singh Adda247, Art of Reasoning (Sanjay), Puneet Sharma Use the YouTube videos of above educators to learn concepts. First solve Chapter Wise Questions of different Level (Use Questions available on our Platform or get Guidely Bank PO Mains Bundle) then Attempt Sectional and Full Length Mock Test.
Quantitative Aptitude	You will have to first learn the concepts of Various topics of Quantitative Aptitude like Data Interpretation, Number series, Algebra Based Quadratic Equation, Asthmatic Topics (Selectively) Popular Educators: Harshal Agarwal, Ashish Arora, Kaushik Mohanty.  First solve Chapter Wise Questions of different Level (Use Questions available on our Platform or get Guidely Bank PO Mains Bundle) then Attempt Sectional and Full Length Mock Test.

RBI Grade B 2026: General Awareness 

You can completely rely on General Awareness and PIB Course by Brajesh Mohan. It will cover your whole Current Affairs Preparation for both Phase I and Phase II Exam. Additionally you can read Business Standard. 

RBI Grade B 2026: 6 Months Study Plan 

If you have set your mind on RBI Grade B 2026, begin with the right priorities. Do not rush into current affairs or daily newspaper reading right now. Many beginners make the mistake of jumping straight into daily current affairs or reading newspapers for hours — but that is not what you need right now. 

Your first target is to build strong basics in Economics, Finance, and Management, and at the same time strengthen Quant and Reasoning. If your basics are strong here, everything you study later — schemes, reports, current affairs, answer writing — becomes far easier and more meaningful.

These five subjects form the backbone of your preparation. If you can comfortably manage at least three of them by February 2026, and those three must include Quant and Reasoning, then you are right on track. 

A well-planned start now will save you months of confusion later. Build your base first. Everything else will fall into place.

RBI Grade B 2026: Online PMP Courses by Brajesh Mohan

Register For Our Courses for Regulatory Body Exams with Up-to Date Notes and Mock Test with Validity till 2026. 

✅RBI Grade B Phase II 2026 Mentorship Program @ Rs.2999/- (Accessible till 2026 Exam)

Link: https://courses.edugrade.in/learn/RBI-Grade-B-2025-Mentorship-Program

✅NABARD Grade A Complete Course (Notes, Mentorship, Mock) @Rs. 2499/- (Valid till 2026 Exam)

Link: https://courses.edugrade.in/learn/NABARD-Grade-A-2025-Mentorship-Course

✅SEBI/PFRDA Grade A 2025: Comprehensive Course (Notes, Quiz & Mock Test) @Rs. 2499/- (Valid till Dec 2026)

Link: https://courses.edugrade.in/learn/SEBI-Grade-A-2025-Course-Brajesh-Mohan

✅IRDAI Grade A 2025 Mock (P1 & P2) Test and Magazine Course @Rs. 1599/-

Link: https://courses.edugrade.in/learn/IRDAI-Grade-A-2025-Mock-Test-and-Magazine-Course

Enroll for All in One Regulatory Package (RBI, NABARD, SEBI, IRDAI + Any other we launch) with Validity till 2026 @ 4999/- using UPI, message @askbrajesh on Telegram. This offer is only for Limited Time. If you buy this Package now then you will have access to 2025 Course for NABARD and SEBI too.

Disclaimer: This e-note and course is a copyright material of Brajesh Mohan, unauthorized sharing and reproduction in any form, physical or electronic mode on public or private forum etc. will lead to copyright infringement and can cause legal action under Indian Copyright Act, 1957. Please refrain from sharing it in any form either through personal messaging or through group forum.